Turn on Javascript in your browser settings to better experience this site.

Don't show this message again

This site uses cookies. By continuing to browse the site you are agreeing to our use of cookies. Find out more

The income
time traveler

Where next, for income investors?

Living for longer

We should all start planning for a longer life. As individuals, we must accept that we will have to either save more, work longer or spend less in retirement – or a combination of all three.

Governments will also feel the pressure. As the working population shrinks relative to those that depend on them (children and retirees), the burden on healthcare systems and pension funds will only increase. The drag on economic growth will likely be significant.

Discover which regions are most affected by these demographic shifts, and see how the trends evolve over time.

Where has all the income gone?

Since the global financial crisis, we have seen a sustained structural decline in yields on traditional assets. The implications for investors who are seeking a regular income in retirement are far-reaching.

Click on the chart to see just how far investment yields from various assets have fallen over the last three decades. Seen up close, the sheer scale of the problem is particularly revealing.

The Global Pensions Map

Pensions are still most people’s primary source of retirement income. But as people live longer and income becomes harder to find, it’s critical that countries design pension plans that encourage their populations to save for the future to ensure a comfortable retirement.

Take a tour around the world to see which countries have their house in order – and which don’t.

Image credit: Ikon Images / Alamy Stock Photo


Projections are offered as opinion and are not reflective of potential performance. Projections are not guaranteed and actual events or results may differ materially. Indexes are unmanaged and have been provided for comparison purposes only. No fees or expenses are reflected. You cannot invest directly in an index.

The MSCI information may only be used for your internal use, may not be reproduced or redisseminated in any form and may not be used as a basis for or a component of any financial instruments or products or indices. None of the MSCI information is intended to constitute investment advice or a recommendation to make (or refrain from making) any kind of investment decision and may not be relied on as such. Historical data and analysis, should not be taken as an indication or guarantee of any future performance analysis forecast or prediction. The MSCI information is provided on an “as is” basis and the user of this information assumes the entire risk of any use made of this information. MSCI, each of its affiliates and each other person involved in or related to compiling, computing or creating any MSCI information (collectively, the “MSCI” Parties) expressly disclaims all warranties (including without limitation, any warranties of originality, accuracy, completeness, timeliness, non-infringement, merchantability and fitness for a particular purpose) with respect to this information. Without limiting any of the foregoing, in no event shall any MSCI Party have any liability for any direct, indirect, special, incidental, punitive, consequential (including, without limitation, lost profits) or any other damages (www.msci.com).