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The income
time traveler


Where next, for income investors?

Living for longer

We should all start planning for a longer life. As individuals, we must accept that we will have to either save more, work longer or spend less in retirement – or a combination of all three.

Governments will also feel the pressure. As the working population shrinks relative to those that depend on them (children and retirees), the burden on healthcare systems and pension funds will only increase. The drag on economic growth will likely be significant.

Discover which regions are most affected by these demographic shifts, and see how the trends evolve over time.


Where has all the income gone?

Since the global financial crisis, we have seen a sustained structural decline in yields on traditional assets. The implications for investors who are seeking a regular income in retirement are far-reaching.

Click on the chart to see just how far investment yields from various assets have fallen over the last three decades. Seen up close, the sheer scale of the problem is particularly revealing.


The Global Pensions Map

Pensions are still most people’s primary source of retirement income. But as people live longer and income becomes harder to find, it’s critical that countries design pension plans that encourage their populations to save for the future to ensure a comfortable retirement.

Take a tour around the world to see which countries have their house in order – and which don’t.

Image credit: Ikon Images / Alamy Stock Photo

Disclaimer

Projections are offered as opinion and are not reflective of potential performance. Projections are not guaranteed and actual events or results may differ materially. Indexes are unmanaged and have been provided for comparison purposes only. No fees or expenses are reflected. You cannot invest directly in an index.

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